Typical amounts of treasure to award in DnD 5th edition.

To get a sense of a typical DnD economy can be tricky, the following tables compiled by DM David can really help with this.

The following table shows the wealth a party will gain over their career, to be divided among the PCs. The hoard values come from calculated averages. The value of a hoard at a tier tends to be 10 times the value of the prior tier. This fits with D&D’s tradition of steep increases in treasure. All treasure values are in gold pieces.

Level Hoards at level Encounters
at level
Hoard value Gold at level Cumulative gold at start
1 1 6 376 376 0
2 1 6 376 376 376
3 2 12 376 752 751
4 3 15 376 1,128 1,504
5 3 15 4,545 13,635 2,632
6 3 15 4,545 13,635 16,267
7 3 15 4,545 13,635 29,902
8 3 15 4,545 13,635 43,537
9 3 15 4,545 13,635 57,172
10 3 17 4,545 13,635 70,807
11 2 10 36,200 72,400 84,442
12 2 10 36,200 72,400 156,842
13 2 10 36,200 72,400 229,242
14 2 10 36,200 72,400 301,642
15 2 10 36,200 72,400 374,042
16 2 10 36,200 72,400 446,442
17 2 10 336,025 672,050 518,842
18 2 10 336,025 672,050 1,190,892
19 2 10 336,025 672,050 1,862,942
20 2 336,025 672,050 2,534,992
Wealth at end of career: 3,207,042

This table shows the magic items each member of a party of 4 will gain when they
score the typical number of treasure hoards. To keep pace, parties with more than 4
PCs will need to gain magic items from other sources such as more hoards, fallen enemies,
or a magic item market.

Andy Pearlman presents an exhaustive analysis of the treasure tables in this post on Magic and the Math of 5E. He concludes that PCs will claim about 5 items over the course of their career rather than the 6 listed in my table. Also, his analysis shows that +3 and other legendary items start trickling into the PCs’ hands at level 11.

Level Consumable items Permanent items
1 1 common 1st uncommon
2 1 common
3 1 common
4 1 common
5 1 common 2nd uncommon or a 1st rare
6 1 uncommon
7 1 uncommon
8 1 uncommon 1st rare or 2nd uncommon
9 1 uncommon
10 1 uncommon
11 1 rare 2nd rare or a 1st very rare
12 1 rare
13 1 rare
14 1 rare 1st very rare or a 2nd rare
15 1 rare
16 1 very rare
17 1 very rare 1st legendary
18 1 very rare
19 1 very rare
20 1 legendary

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